Are you looking for new ways to generate income and grow your real estate portfolio? Look no further!

No Income Investor Loans

Complete the short questionnaire above to determine if you qualify for a DSCR loan. This is an ideal fit for borrowers looking to qualify through the renting or resale of a property that isn't their primary residence.

No Income Investor Loans

Our Debt Service Coverage Ratio (DSCR) program is designed to help investors purchase or refinance investment properties without looking at the income and/or debt ratios of the borrower. As a "business purpose" loan, the borrower won't occupy the property, and we are able to qualify the borrower on just the cash flow of the property. Streamlined opportunity for investors only.

Key Features

  • Qualify on subject property cash flow
  • No tax returns or employment verification
  • Loan amounts up to $2,000,000
  • 30 year Fixed Rate or Interest Only Options
  • Purchase, Rate and Term, or Cash Out Refinance
  • Access equity in your investments to purchase new properties
  • Short term rentals OK
  • No investor experience required
  • As low as 20% down
  • Most property types acceptable
    • Business Purpose Investment Properties
    • No max to the number of financed properties owed

DSCR stands for Debt Service Coverage Ratio. Unlike conventional loans, which are dependent on your personal income (or tax returns and pay stubs), DSCR loans are based on verifying a rental property's income.