Having trouble with traditional home loan programs? A Non-QM home loan may be the solution for you.

Check Your Non-QM Home Loan Options

Diamond Residential Mortgage Corporation (DRMC) is committed to meeting the needs of all borrowers - including those typically underserved by the traditional mortgage industry.

We offer flexible financing when traditional qualification methods simply will not work. Learn more about why we are considered a top lender in the Non-QM industry.


Our Non-QM Mortgage Solutions

Non-Traditional Income

Don’t let non-traditional income prevent you from owning a home. Diamond Residential Mortgage Corporation is your trusted lender when it comes to alternative methods for income qualification.

We can work with borrowers who often have multiple income streams, are paid in lump sums, or are self-employed and absorb business expenses onto their personal tax returns.

Loan Options include:
- Bank Statement Loans
- Asset Depletion Loans
- One-Year Tax Return Loans
- Flexible Income Jumbo Loans


Flexible Financing

If you have a high debt-to-income ratio that does not qualify for a standard loan, if you want special loan features such as interest-only payments, or if you are looking to borrow above the conforming limit of $647,201 with limited down-payment funds, Diamond Residential Mortgage Corporation is here to help.

Speak with one of our trusted loan specialists about our specialty products, and we will help guide you through the loan process. Together, we get it done.


Foreclosure and Bankruptcy

Did you know that experiencing a short sale or foreclosure on your property could prevent you from purchasing a new home for up to 7 years? Our dedicated loan officers understand that being a homeowner today (not years from now) is important to you, your family, and your future.

We may be able to help you finance your home much sooner than you think. Speak with one of our experienced loan specialists and see how we can help you achieve homeownership today.


Challenged Credit

Life happens; we get it. Our team is here to help when a not-so-perfect credit history is preventing you from getting a mortgage.

If you’ve been turned away by other lenders for reasons such as lack of credit, low credit score, or history of late payments, speak with our experienced loan specialists and see if our alternative loan programs are right for you.


Non-US Residency and Citizenship

DRMC understands the challenges of the mortgage market for borrowers born outside the United States and has products that address those issues and find solutions for underserved and often left behind borrowers.

On top of being able to serve foreign nationals, those with US work visas, and DACA recipients - our team specializes in ITIN Mortgages - a loan product that caters to borrowers that live and work in the US but do not meet standard citizenship requirements.


Real Estate Investing

Our company believes in the power of real estate as part of a diverse investment strategy which is why we have loan programs that can make it easier to buy and sell investment properties so that you can focus on building your portfolios. That’s one reason real estate investors enjoy working with DRMC.

Contact one of our knowledgeable loan specialists, and they will guide you through our suite of investment solutions.

Options include:

  • Finance multiple properties
  • Qualify on property cash flow rather than personal income
  • Fix and flip loans
  • Small balance commercial loans
  • SBA Lending