Building a home is exciting — and a construction loan is the first step to making it happen. Like any loan, there are a few documents you’ll need to provide. These help your Loan Originator confirm your eligibility, review your project details, and move your application forward.
Getting these items together early can help speed things up and keep your build on track. Below you’ll find the key documents typically needed for a construction loan. Just remember — your Loan Originator may request a few additional items along the way.
Complete set of Plans and Specs
Purchase Contract (between builder and borrower)
Cost Breakdown of Build
Proof of land ownership OR land purchase contract
Builders Certificate of Liability Insurance
Builders Risk insurance
Lot Survey
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