Ready to upgrade your home? These renovation refinance options let you combine your mortgage with the cost of home improvements, making it easier to enhance your space while managing your finances. Let’s explore how these loans can help you bring your vision to life.
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The FHA 203(k) Standard Renovation Loan allows a variety of home improvements, including structural repairs and financing new additions all in one convenient loan. Finance a minimum of $5,000 with no maximum limit for larger renovations, as long as there is enough home equity to support the improvements.
The FHA 203(k) Standard loan allows major structural repairs, room additions, and extensive renovations, giving you the freedom to transform your home.
Refinance your existing mortgage and finance the costs of renovations with a single loan, simplifying the process.
With the backing of the FHA, you can take advantage of flexible credit requirements and higher loan-to-value (LTV) ratios.
To qualify, you’ll need a stable income and enough home equity based on the after-improved value of your home to support the costs of home improvements. This loan is ideal for extensive renovations that require larger sums to fund the work. Other conditions may apply.
The FHA 203(k) Limited Renovation Loan is ideal for cosmetic, non-structural updates. Refinance your existing mortgage and include up to $35,000 for repairs like flooring, roofing, appliances, and more.
The FHA 203(k) Limited loan is perfect for non-structural repairs, such as kitchen updates and new flooring, with a maximum limit of $35,000 for all renovation costs, fees, and reserves.
With fewer requirements than the Standard 203(k), this loan offers a faster, easier process for smaller projects.
Combine your mortgage and renovation costs into one loan, making it easier to manage your finances.
To qualify, you’ll need a stable income and enough home equity based on the after-improved value of your home to support the costs of home improvements. This loan is best suited for smaller, non-structural improvements. Other conditions may apply.
Ready to transform your space? The Fannie Mae HomeStyle® Renovation Loan lets you finance nearly any home improvement project, all within a single loan.
Whether it’s a minor update or a major remodel, the HomeStyle® Renovation loan allows most home improvement projects, including luxury enhancements.
Renovating your home can boost its market value, potentially leading to a higher return on investment when you sell.
Simplify your finances by combining your mortgage and renovation costs into one convenient loan.
To qualify, you’ll need a stable income and enough home equity based on the after-improved value of your home to support the costs of home improvements. This loan is ideal for those looking to make significant upgrades. Other conditions may apply.
Boost your home’s energy efficiency with the Fannie Mae HomeStyle® Energy Loan, designed to fund upgrades that save on utility bills and reduce your environmental impact.
Use this loan to finance energy-saving improvements like solar panels, insulation, or energy-efficient windows and appliances.
Strengthen your home against environmental disasters like floods, storms, and earthquakes, or repair any damage they've caused.
Easily consolidate and pay off PACE or other energy-related debt, making your finances easier to manage while continuing to improve your home’s efficiency.
By making your home more energy-efficient, you can lower your utility bills and reduce your environmental footprint.
To qualify, you’ll need a stable income and enough home equity based on the after-improved value of your home to support the costs of energy-efficient upgrades. This loan is perfect for those who want to enhance their home’s efficiency and save on energy costs. Other conditions may apply.
Renovation refinancing allows you to finance home improvements while managing your mortgage in one convenient loan. It’s a smart way to enhance your property’s value and create the living space you’ve always wanted. Our team is here to help you find the best solution to fit your renovation goals and financial needs.
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