USDA Loans

Looking to buy in a Rural area?

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties.

To see if a property qualifies, visit the USDA Income and Property Eligibility Site. 

• Term available: 30-year fixed
• 100% financing (no down payment)
• ​​Single-family residence
• Primary residence only
• 3 years post-bankruptcy
• 3 years post-foreclosure
• Seller concessions up to 6%
• Maximum loan amount $417,000 - up to conforming limit
• Purchase only